• Marketing to Millennials by MPA

    It’s a strategy many originators are currently grappling with – and one of growing importance given how much influence they have on the housing market – so here are some tips on reaching this large buying cohort

  • Hensarling: Cordray’s resignation was ‘long overdue’ by Ryan Smith

    The powerful Republican says the CFPB director’s resignation is “an excellent opportunity” to reform a “rogue agency”

  • Against All Odds: Multiple Bids Return by

    As eager real estate buyers and investors rush to take advantage of what may be their last shot at dirt-cheap prices, regional housing bubbles seem to be emerging in various markets across the United States. According to CNN Money and online real estate broker Redfin, housing markets in New England, California and South Florida are turning to seller’s markets with multiple bids on single properties.

  • Title Insurance Companies – Smart Banking Post-Recession by

    Following the challenging days of the 2008 collapse, title companies found themselves impacted by a perfect storm of consequences: an increase in claims, slowed government searches of records, transactional drop-offs, increased competition and rising purchases by investor groups more likely to use the services of real estate attorneys and brokers. In such a climate, title companies have needed to be astute with regard to their banking relationships – seeking bankers who provide security, responsiveness and creative business solutions for a myriad of situations.

  • Fannie-Freddie Announce New Streamline Modification Program - Why would you care? by

    Before I address this topic, I want to make sure you are aware that this is NOT HARP 3.0! This is for servicers only, and is another available tool in the suite of tools that are available to borrowers who are in danger of losing their homes to foreclosure, and acts as another option for delinquent borrowers to save their home.

  • Banks Revive Risky Mortgage Securities by

    The alchemists of Wall Street are at it again. The banks that created risky amalgams of mortgages and loans during the boom — the kind that went so wrong during the bust — are busily reviving the same types of investments that many thought were gone for good. Once more, arcane-sounding financial products like collateralized debt obligations are being minted on Wall Street.

  • Obstacles Remain for the Housing Recovery by

    Considering how quickly the housing market has paced a recovery over the past three quarters, it would be tempting to assume that the rebound is so strong as to not face likely economic opposition. Property values have risen in tandem with new home sales, and America’s property sector has become so appealing that it is even attracting aggressive foreign investment. Homebuilder earnings have also jumped drastically, suggesting that positive gains in the housing market are having ripples across other sectors, especially corporate profits. In fact, much of the gains in the housing market seem to have emerged in the wake of dissipating anxieties, as consumer confidence has largely sustained positive housing sector behavior through the first months of 2013.

  • Real Estate and Mortgage Joint Ventures Make a Cautious Return by

    Joint ventures between real estate agents and mortgage brokers, also known as in-house loan services, are once again gaining popularity among home buyers as the United States housing market recovers. These joint ventures were once considered to be very profitable for operators and a good option for house shoppers; these days, however, the regulatory climate and options available to house shoppers and borrowers are forestalling the success of new real estate and mortgage partnerships.


Should CFPB have more supervision over credit agencies?