• Why Housing Affordability Is at Risk by

    (CNBC) - Homes are more affordable now than they have been in decades, but that could turn more quickly than expected, because the affordability is based entirely on mortgage rates.

  • Is the Fed blowing a new housing bubble? by

    (AEI) -- Over the past year, the Federal Reserve has ramped up its policy of quantitative easing, with the result being new stock market highs and surging bond prices. Moreover, housing prices jumped 8%, the biggest annual gain since 2006.

  • Different Types of Seller Financing For Real Estate Investors by

    It was very popular at one time for real estate investors to use the Seller as a source of funding when the interest rates at the bank where in the 15%+ range just a few decades ago.

  • Twenty Percent of Bankers Expect Lending Standards to Loosen by

    Expectations among bank risk professionals for the relaxation of lending standards increased sharply in the first quarter, rising from 12.1 to 19.9 percent, according to the quarterly FICO/PRMIA) survey.

  • Ex-Credit Suisse trader pleads not guilty to MBS price inflation by

    (Reuters) - A former Credit Suisse (CSGN.VX) trader pleaded not guilty on Friday to charges of inflating the prices of subprime mortgage-backed bonds to the tune of $540 million.

  • How Does the U.S. Quit Housing When Fannie, Freddie Rake in Billions? by

    (BusinessWeek) - Wonders, they never cease. Fannie Mae, one of the two big government-seized mortgage guarantors, just posted a record profit of $17.2 billion for 2012. Its cousin, Freddie Mac, earned $11 billion last year. That’s just over four years since they essentially failed. (Combined, Aunt Fannie and Uncle Freddie, as wags like to call them, racked up more than $22 billion in losses in 2011, before the big snapback in the housing sector.)


Is TILA-RESPA a good or bad thing long term?