Rising rates and increased competition are shrinking profit margins. Still, lenders are more optimistic about the economy than they’ve been in years
The CFPB is proposing a regulatory amendment that would give lenders more leeway in collecting certain demographic information about borrowers
A new study by researchers at the UNC Center for Community Capital finds a clear link between homeownership in low-income neighborhoods and how residents perceive the level of crime in their communities. Those perceptions are important because they affect residents’ mental and physical health as well as the steps they will take to protect and secure their communities, a key factor in reducing crime.