Interest rates

  • Why Mortgage Rates Are Not All Created Equal by

    Purchasing a home or refinancing a mortgage? Now is a fantastic time to consider applying for a home loan. Mortgage rates are at market lows and affordability has never been more opportunistic. The question everybody asks when getting a mortgage is "what is your rate?"

  • Mortgage Rates Seen Staying Below 4 Percent by Steve Cook

    Though a number of critical questions face the US economy, from the unfinished business in Washington like the debt limit and spending cuts to lackluster growth, the outlook for mortgage rates is relatively predictable and not very exciting.

  • Why Isn’t the Thirty-Year Fixed-Rate Mortgage at 2.6 Percent? by

    As of mid-December, the average thirty-year fixed-rate mortgage was near its historic low of about 3.3 percent, or half its level in August 2007 when financial turmoil began.


Is TILA-RESPA a good or bad thing long term?