Interest rates

  • Fed announces rate hike decision by Ryan Smith

    In the wake of its last meeting of the year, the Fed has announced its decision on whether to hike interest rates – but what does it mean for mortgage rates?

  • As predicted, Fed holds interest rate steady by Ryan Smith

    Holding the line on interest rates can be good for originators overall, but might have some negative impact in markets with tight inventory

  • Mortgages: Do we need inflation? by MPA

    Real estate needs a pick-me-up, something of a surprise considering that home values remain below 2007 prices and mortgage rates continue to hover around 4%.What can we do to perk-up the housing sector? One answer might be help from the Federal Reserve.

  • Rate Snapshot: October job creation misses expectations by MPA

    October's unemployment rate declined to 5.8%, but job creation missed expectations. Meanwhile, increasing realization is spreading that the Fed and other central banks cannot heal all problems; a message that is way past due.

  • Fed official says bank shouldn’t wait too long to raise rates by MPA

    He warns that raising rates after the economy reaches its agreed targets could spur another recession.


Is TILA-RESPA a good or bad thing long term?