Lenders wanted

CT, Single-Family, Purchase, $300K, 640 FICO, 97% LTV
Posted on 9/13/2013 11:06:30 AM

now 1 year after bk...had litigation issues for nearly 5 years when lawyers said to file ..w2 earner....no mortg lates for over 4 years during litigation period becuz hse paid off which started litigation issue....hse finally quit claimed to settle litigation....,,,no foreclosure or shortsale...want to get a commitment letter if I find something to buy prior to 2 to 3 year time period for seasoned bk....may need 203k or equivalent to fix up house since lots of fixer uppers are bountiful!!!

REPLIES
  • by Jeff Winick on 10/9/2013 9:19:59 AM

    I can do 12 months out of a chapter 7 with a higher down payment and the property doesn't have to be up to FHA standards...

  • by Brian Nguyen on 10/3/2013 12:01:56 PM

    When applying for a loan after bankruptcy there is usually waiting period that can be anywhere from 2-7 years depending on the next down payment, your financial record since the bankruptcy, current finances, and the circumstances of the bankruptcy. Fortunately, my company (iServe Residential Lending) can give a mortgage after a bankruptcy due to certain circumstances or if there are other compensating factors and strengths to the file. If you have any further questions or if you need a loan, please refer to this site for my information.

    Brian Nguyen
    Phone: 949.667.2887
    Email: bhnguyen@iservelending.com
    www.iservelending.com/briannguyen
    NMLS # 659743

    Good Luck!

  • by Kathleen Gillish on 9/17/2013 11:02:05 AM

    Cell 732 644 1476.
    Email kgillish@ahmcloans.com or kgillish@gmail.com

  • by to kathleen gillish on 9/17/2013 10:11:02 AM

    borrower needs email/phone number

  • by Kathleen Gillish on 9/16/2013 9:41:56 AM

    You should be able to do a 203K Rehab under FHA with one year clean credit history. I do them all the time. If you haven't found a lender yet, I would be delighted to assist you. I work for a federally chartered bank and we are able to do loans other lenders cannot get approved.

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Lenders wanted View all

State Requested Amount Property Type Loan Type FICO LTV Posted
AZ $52K Single-Family Purchase 720 80% 8/28/2013
Details description Purchase loan for 1993 manufactured 24'X56" home on it's own residential lot. The property will be used a rental with lease agreement already sign by tenant. Capital Lenders Daniel ...
TX $600K Single-Family Purchase 690 90% 8/21/2013
Details description Building a SFD in very stable market. Gross income at $500k. Good DTI ratio. FICO glitch due to divorce - some consumer credit balances and one late payment.
CA $900K Single-Family Purchase 670 80% 8/21/2013
Details description I did a short sale on my primary on my primary two months ago. I want to purchase again.

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