Building a SFD in very stable market. Gross income at $500k. Good DTI ratio. FICO glitch due to divorce - some consumer credit balances and one late payment.
Call USArefi.Com, Inc. for a No Obligation Free Quote. They have several Lowest interest rate and loan program to fit your need. Less than perfect credit ok. Call them at 972-256-1141
If you have not found the results you are looking for, I work for a federally chartered bank and we work to figure out everyone's loan submission as though they were our own grandma... Call me or email me at 732 644 1476 or firstname.lastname@example.org
Gross income at 500 K. Why not pay cash then. Something is wrong with the picture.
The Federal Savings Bank would do this deal as represented. Please call me directly at 312-738-6250
Call US Bank Directly. It won't have MI either. Anyone answering on here would just put the loan thru US Bank.
My suggestion -to have two loans - 1st is $417,000 as regular conventional loan with much better interest rate and second loan as $122,000.
90% single loan may be possible. I would need some additional information. Could you call me on my cell to discuss? Would you have time for a brief conversation?
I have one lender who can do 80% ltv and 90 CLTV means we have to do 2 loans, 2 different lenders and 2 different underwriters, as long as there is no mortgage late we should be good, underwriter have Final say so.
This is something that I believe I may help you with. I am with a direct lender with multiple financing options. Also, I have over 30 years experience in the mortgage real estate industry.Currently in a conference, but can talk in about 2 hours. My cell is 443-739-6847 and available to you even late in the evening.
What are the reserves? More than 12 months? 89.99% is possible.....